Director of Risk Management — International Payments

🏢 ABOUT THE COMPANY

American Express is a leading global financial services company, founded in 1850 and headquartered in New York. With over 65,000 employees worldwide, we strive to be the world's most respected service brand by delivering customer experiences that are easy, seamless, and personalized. Our size and global presence enable us to offer a diverse range of financial products and services that meet the needs of both consumers and businesses. We pride ourselves on fostering a culture of innovation, collaboration, and excellence, with a strong focus on employee development and well-being.

🎯 ROLE OVERVIEW

In this key role, you will be responsible for leading our risk management function for international payments, working closely with cross-functional teams to identify and mitigate potential risks. As Director of Risk Management, you will develop and implement risk management strategies that ensure the integrity and security of our international payment systems. You will report to the Head of Risk Management and will have a direct impact on the company's reputation and financial stability.

📋 KEY RESPONSIBILITIES

Develop and implement risk management strategies for international payments, including market risk, credit risk, and operational risk.

Collaborate with cross-functional teams, including sales, operations, and technology, to identify and mitigate potential risks.

Conduct regular risk assessments and monitoring to ensure the effectiveness of risk management controls.

Develop and maintain relationships with key stakeholders, including regulators, vendors, and business partners.

Identify areas for process improvement and implement changes to enhance risk management and operational efficiency.

Develop and implement reporting and analytics to support risk management decision-making.

Collaborate with the finance team to ensure accurate and timely financial reporting.

Stay up-to-date with regulatory requirements and industry trends, providing guidance and advice to the business as needed.

✅ REQUIRED QUALIFICATIONS

Minimum 10 years of experience in risk management or a related field, with a strong background in international payments.

Bachelor's degree in a relevant field, such as finance, economics, or business administration.

Proven experience in developing and implementing risk management strategies, including market risk, credit risk, and operational risk.

Strong analytical and problem-solving skills, with the ability to interpret complex data and identify potential risks.

Excellent communication and interpersonal skills, with the ability to work effectively with cross-functional teams and stakeholders.

⭐ PREFERRED QUALIFICATIONS

Master's degree in a relevant field, such as finance, economics, or business administration.

Certification in risk management, such as the Certified Risk Manager (CRM) designation.

Experience working in a financial services company, preferably in the payments industry.

Strong knowledge of regulatory requirements, including anti-money laundering (AML) and know-your-customer (KYC) regulations.

💰 WHAT WE OFFER

We are offering a competitive salary, ranging from £55,000 to £80,000 per annum, depending on experience.

A comprehensive benefits package, including health insurance, a retirement plan, and a generous holiday allowance.

Opportunities for career development and growth, with regular training and development programs.

A dynamic and supportive team environment, with a strong focus on collaboration and employee well-being.

A hybrid working arrangement, with the flexibility to work from home or in the office.

👥 ABOUT THE TEAM

Our risk management team is a small but highly effective group of professionals who are passionate about ensuring the integrity and security of our international payment systems. We work closely with cross-functional teams to identify and mitigate potential risks, and we pride ourselves on our collaborative and supportive team culture. Recent wins include the development of a new risk management framework, which has improved our risk management controls and enhanced our operational efficiency.

📨 HOW TO APPLY

If you are a motivated and experienced risk management professional who is passionate about international payments, please submit your application, including your CV and a covering letter, to [insert contact email]. We look forward to hearing from you.

📋 Job Details

Job Type	FULL TIME
Location	London, GB
Address	One Southampton Row, WC1B 5HA
Salary	GBP 55,000 – 80,000 / year
Industry	General
Company	American Express
Valid Until	2026-10-13

📨 How to Apply

Submit your updated CV and a brief cover letter to American Express. Applications are reviewed on a rolling basis. Only shortlisted candidates will be contacted within 2 weeks of applying.