Senior Global Payments Risk Manager — Compliance and Regulatory

🏢 ABOUT THE COMPANY

PayPal, with over 25 years of experience in the FinTech industry, is a leading online payment system that enables individuals and businesses to send and receive payments online. Our mission is to democratize financial services and provide a platform for people to access the global economy. With a presence in over 200 markets and over 400 million active accounts, PayPal is a global leader in digital payments. Our culture is built on innovation, inclusivity, and collaboration, and we are committed to creating a workplace that is safe, diverse, and welcoming for all employees.

🎯 ROLE OVERVIEW

As a Senior Global Payments Risk Manager — Compliance and Regulatory, you will play a critical role in ensuring the integrity of PayPal's payment systems and compliance with regulatory requirements. You will work closely with cross-functional teams to identify and mitigate risks associated with payments, develop and implement risk management strategies, and provide expert guidance on regulatory matters. You will report to the Head of Global Payments Risk Management and will be responsible for ensuring that PayPal's payment systems are secure, reliable, and compliant with relevant laws and regulations.

📋 KEY RESPONSIBILITIES

Develop and implement risk management strategies to mitigate payment-related risks, including anti-money laundering (AML) and know-your-customer (KYC) risks.

Conduct regular risk assessments and provide recommendations for improvement to senior management.

Collaborate with internal stakeholders, including product, technology, and compliance teams, to ensure that payments systems are secure and compliant.

Stay up-to-date with regulatory requirements and emerging risks in the payments industry.

Develop and maintain relationships with regulatory bodies and industry associations to stay informed about regulatory developments.

Provide expert guidance on regulatory matters and ensure that PayPal's payment systems are compliant with relevant laws and regulations.

Monitor and report on risks and anomalies in payments systems, including suspicious activity and potential cyber threats.

Identify opportunities for process improvements and implement changes to enhance the efficiency and effectiveness of payments risk management.

Develop and maintain training programs for employees on payments risk management and regulatory compliance.

✅ REQUIRED QUALIFICATIONS

8+ years of experience in risk management, compliance, or a related field.

Bachelor's degree in a related field, such as finance, business, or law.

Advanced degree or certifications in a related field, such as an MBA or a Certified Anti-Money Laundering Specialist (CAMS) designation.

Proven experience in risk management and compliance, including experience with AML and KYC regulations.

Strong knowledge of payments systems, including card payments, online payments, and mobile payments.

Excellent analytical and problem-solving skills, with the ability to identify and mitigate risks.

Excellent communication and collaboration skills, with the ability to work effectively with cross-functional teams.

⭐ PREFERRED QUALIFICATIONS

10+ years of experience in risk management, compliance, or a related field.

Experience in the payments industry, particularly in a FinTech company.

Advanced knowledge of regulatory requirements and emerging risks in the payments industry.

Certifications in a related field, such as a Certified Information Security Manager (CISM) or a Certified Financial Crimes Specialist (CFCS).

💰 WHAT WE OFFER

We offer a competitive salary range of €55,000 - €80,000 per year, plus a bonus structure tied to individual and company performance.

We provide a comprehensive health insurance package, including medical, dental, and vision coverage.

We offer a generous retirement plan, including a company match and employee contributions.

We provide 30 days of paid vacation per year, plus 10 paid holidays.

We offer a professional development budget of €5,000 per year to support employee growth and development.

We are a remote-friendly company, with the option to work from home or in our office in Germany.

We have a collaborative and inclusive team culture, with regular team-building activities and social events.

👥 ABOUT THE TEAM

Our team is made up of experienced professionals with a passion for payments risk management and regulatory compliance. We work collaboratively to identify and mitigate risks, and we are committed to staying up-to-date with regulatory requirements and emerging risks in the payments industry. We have a proven track record of success, with a strong reputation for delivering high-quality results in a fast-paced and dynamic environment.

📨 HOW TO APPLY

To apply for this role, please submit your resume and a cover letter outlining your qualifications and experience. We accept applications on a rolling basis, and we expect to fill this position within 6 weeks.

📋 Job Details

Job Type	🌐 Remote
Location	Remote, DE
Address	Munich, Germany, 80686
Salary	EUR 55,000 – 80,000 / year
Industry	General
Company	PayPal
Valid Until	2026-09-13

📨 How to Apply

Submit your updated CV and a brief cover letter to PayPal. Applications are reviewed on a rolling basis. Only shortlisted candidates will be contacted within 2 weeks of applying.